Refunds - Payment reversal - no cardholder authorization.

From the time of the purchase to the fraudulent transaction detection can past unlimited amount of time. There is a topic here on the forum where seller showed a fraudulent transaction that is detected 3 months after the purchase. In case that you are wondering is there a way to protect yourself from those kind a things here on cgt, the answer is no. It is what it is, there is nothing that can be done in order to stop this.

https://www.cgtrader.com/forum/selling-buying-3d-models/what-is-the-reason-for-refund-unauthorized-purchase-no-cardholder-authorisation

Can only add that on 3DOcean I had the same situation with payment reversal. And from the other threads seems like it happens on TurboSquid as well. Nothing can be done about it by us, authors.

Bro, you cant win with these situations.
The customers are always right no matter what (like they always say) and sellers have no protection from getting their hard work stolen via payment reversals from crook buyers.
Sad world.