Blender 3.0 was released in December 2021. Since then, support for older FBX versions has been gradually dropped.
In the past, FBX compatibility was not an issue, as creators exported older FBX versions so that models could be opened in most applications without problems.
If I understand correctly, you purchased a plane 3D model (as shown in your review). This model was originally uploaded on 2017-04-02, which is almost nine years ago.
Before purchasing a model, it is always a good idea to check the upload date—not only because of FBX version compatibility, but also because texturing workflows have changed significantly over time. For example, older models often used displacement or bump maps, whereas modern workflows rely primarily on normal maps.
I have previously received feedback from a buyer complaining that a model used a bump map instead of a normal map; however, the model in question was also very old.