For me first half of this year meant probably the biggest decline in sales in my selling history (especially on the other matketplace situation was absolutely tragical).
But I must say that in the second half I observe increase in sales here on CGT and previous month was the best month ever. And this month is also over average so far.
Of course these are absolute numbers. If I will look into relative numbers (relative to portfolio size or to rising salaries in real life professions) it would be needed much more bigger increase to compensate inflation and rising living costs in real life.
5-10 years ago significant increase of portfolio size meant significant increase of profit. Now significant increase of portfolio means much more smaller increase of profit or maintaining the same level of profit.
So for me recent months are not bad but question is what we can expect in the next year. There is absolutely no guarantee that we will not see other crisis. It is the reason why I am looking for some alternatives.