Firstly, I know she's not really chibi, but just go with.

If you are after a character with more interesting proportions here you go. It makes for a good base if you want to make your own character. If you use her as is, keep in mine that the rigging is pretty simple & you may need to tweak some things for your purpose.

The character's clothes & hair are all their own objects, & her body is anatomically correct.Her face is just part of the body texture. You can move the UVs around for different expressions.It has registration marks to help line things up. There is also a PSD with face parts included. So you can mix & match them as you like.