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The word pendant derives from the Latin word pendere and Old French word pendr, both of which translate to to hang down. It comes in the form of a loose-hanging piece of jewellery, generally attached by a small loop to a necklace, which may be known as a pendant necklace. A pendant earring is an earring with a piece hanging down. In modern French, pendant is the gerund form of pendre (to hang) and also means during. The extent to which the design of a pendant can be incorporated into an overall necklace makes it not always accurate to treat them as separate items.
In some cases, though, the separation between necklace and pendant is far clearer.